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PayWithCrypto
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Live on Bitcoin, Ethereum, BNB Chain & Polygon 🔐 New: 2-of-3 shared recovery

Get paid in crypto.
Settle like cash.

Payment links, QR checkout and a real-time API, with self-custodial wallets, locked rates and live prices. No chargebacks. No borders. No lost wallets.

Start accepting crypto Scan to pay

Free to set up · 15-minute rate lock · Funds go straight to your wallet

BT

BTC Bitcoin

$81,613.00

ET

ETH Ethereum

$2,407.72

BN

BNB BNB

$720.31

PO

POL Polygon

$0.0916

US

USDT Tether

$1.0000

US

USDC USD Coin

$1.0000

BT

BTC Bitcoin

$81,613.00

ET

ETH Ethereum

$2,407.72

BN

BNB BNB

$720.31

PO

POL Polygon

$0.0916

US

USDT Tether

$1.0000

US

USDC USD Coin

$1.0000

Zero-knowledge recovery

Self-custody,
with a safety net.

Your wallet is created in your browser and split into three Shamir shares. Any two restore it. One alone reveals nothing. Lose your phone, your paper, even us. You're never locked out.

1 Yours

A share in your pocket

Downloaded as an anonymous text file when you create your wallet. It looks like random characters, because it is. Keep it in a password manager or a drawer.

2 Ours

A share we hold for you

Stored on our servers, and mathematically useless on its own. We can't see your other shares, can't reconstruct your wallet, and can't move a sat.

3 Your guardian's

A share you choose to share

A downloadable file for someone you trust: a partner, an accountant. If you ever lose everything, they help you back in. Verified identity first.

1 + 2 + 3 → Wallet restored

Combines in your browser. Any single share, including ours, is inert.

Create a wallet with a safety net

How it works

Three steps to settled

01

Create a payment request

Build a fixed-amount payment link, print your storefront QR, or embed our widget. Every request quotes the exact crypto amount and locks the rate for 15 minutes.

02

Customer pays from any wallet

They scan, review the live quote, and pay in whichever crypto they like. We handle conversion. The QR is standards-based: EIP-681 and BIP-21.

03

Watch it settle on-chain

Fresh deposit address per Bitcoin invoice, confirmation tracking with live progress, and a receipt with the transaction hash the moment it finalizes.

Built for real commerce

Everything a payment stack needs, nothing it doesn't

We obsess over the details that make digital money feel as reliable as card payments, without the fees, the disputes, or the settlement delays.

Create your merchant account

Rate locking

Quotes lock for 15 minutes so volatile markets can't ambush the customer mid-checkout.

Live pricing

CoinGecko-powered prices refreshed every minute, with automatic fiat conversion.

Cross-asset checkout

Customer pays BTC on an ETH-only invoice, conversion handled transparently.

Real-time API

Create payment requests and track confirmations from POS terminals or your backend.

On your wallet

Funds settle directly to your self-custodied wallets. We never hold custody.

Deposit watching

QuickNode-powered chain watchers track confirmations live on the checkout page.

Your first crypto sale is minutes away

Add a wallet (or generate one in your browser), share a payment link, and watch settlements land in real time. No hardware, no contracts, no monthly fees.

Get started free Read the FAQ